I’m not a huge fan of credit cards. Most cards feel like an invitation to rack up debt. But I have friends who swear by their credit cards — the kind which allow you to rack up rewards point by making purchases. And the types of rewards: one friend uses a card that lets her [...]

In the movie Citizen Kane, the business manager of the wealthy Charles Foster Kane makes the clearest statement regarding the accumulation of money I’ve ever heard:
It’s no trick to make a lot of money, if all you want to do is make a lot of money.
It’s true: if I were willing to focus all of [...]

There seems to be a belief that credit cards are outright evil. I’ve heard interest described as a tool of the Devil and lenders…well, money lenders have pretty much had a bad reputation throughout history.
But, honestly, most credit card companies aren’t out to ruin lives. While I would never dispute that there are plenty of [...]

The Wall Street Journal’s personal finance columnist, Jonathan Clements, is leaving the paper after 14 years and 1,008 columns. The WSJ published his farewell column yesterday, and it may be the clearest explanation of why saving money is a good thing that I’ve ever heard.
Clements doesn’t advocate building up massive savings so that you can [...]

I rely pretty heavily on Craigslist. I go looking for small gigs that can supplement my income, I learn about upcoming events and I find furniture to replace things that fall apart. (Best Craigslist find ever: 2 lateral filing cabinets, normally $400, for $20 each.
But I’ve found that Craigslist is getting harder to find the [...]