Foreclosures are at record highs. The stock market is extremely volatile. The government is stepping in. It’s almost the end of the year and everyone from consumers to retailers and investors are jittery about what lies ahead. Apparently the sub prime mess affected more than just lenders and home owners. Its amazing that we didn’t [...]

When I was a kid, I used to think the bank is simply a place where you keep your money if you didn’t want to keep it at home. I had no idea how the banks got there and what’s paying for all the employees and their suits. Needless to say, now I know that [...]

It’s amazing how technology has progressed and how its affecting our everyday lives. My parent’s method of money management was the old school “big pile of paper in a file” method. I use the word management loosely. Their method of tracking expenses were piling bills up and writing checks out on certain days of the [...]

Just about eight out of every ten US households carry one of these little plastic cards that have the power to change our financial futures for better or worse. Credit cards are often seen as a bad thing and with good reason. There have been many cases where credit card companies target those who clearly [...]

When you think about investment risks and market downturns, you would generally think that savings accounts, CDs, and Money market savings accounts would be the a safe way to store your money to avoid those things. Thats what Applied Cognetics, a small software development and online marketing firm thought. The founders had about $1 Million [...]