I’m not a huge fan of credit cards. Most cards feel like an invitation to rack up debt. But I have friends who swear by their credit cards — the kind which allow you to rack up rewards point by making purchases. And the types of rewards: one friend uses a card that lets her [...]

There seems to be a belief that credit cards are outright evil. I’ve heard interest described as a tool of the Devil and lenders…well, money lenders have pretty much had a bad reputation throughout history.
But, honestly, most credit card companies aren’t out to ruin lives. While I would never dispute that there are plenty of [...]

If you look at my files, I have four credit cards. But you won’t find three of them in my wallet. My credit card situation only gets weirder from there.
I’m a big believer in not buying on credit, but I try to make at least one purchase each month on my main credit card. I [...]

It’s amazing how technology has progressed and how its affecting our everyday lives. My parent’s method of money management was the old school “big pile of paper in a file” method. I use the word management loosely. Their method of tracking expenses were piling bills up and writing checks out on certain days of the [...]

Just about eight out of every ten US households carry one of these little plastic cards that have the power to change our financial futures for better or worse. Credit cards are often seen as a bad thing and with good reason. There have been many cases where credit card companies target those who clearly [...]